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Leasing vs Buying a New Car

Leasing vs Buying a New Car

Why Lease a New Car?

If you prefer to drive newer, safer, more reliable vehicles, but prefer not pay a sizeable down payment every 3-4 years, and also don’t drive an enormous amount of miles every year, then a new car lease may be the right choice for you. Leasing is better for those who would prefer to avert the hassle of selling and buying every time they want to drive a new vehicle.

Why Buy a New Car?

On the other hand, if you want long term relationships with a greater sense of ownership and commitment, then buying may be what’s ideal for you. Car-buying is typically best for people who do not mind driving the same car or truck for more than five years or even until it’s no longer suitable for the freeway.

Lease vs Buy: Which Is Right for You?

Being aware of the pros, cons, and overall benefits of leasing vs buying a car, truck, or SUV is imperative. Be sure to acknowledge factors such as vehicle ownership, monthly payments, repair costs, and potential savings when considering the best new car or truck financing type for you.

Buying: Ownership vs Leasing

When considering vehicle financing, new car or truck ownership certainly comes along with many well-known advantages, most associated with absolute ownership of the car, truck or SUV. You may not realize, however, there are also some nice advantages to leasing, as well. It’s important to consider all financial aspects including interest rate, down payment, monthly payments, term length, buyout payments, depreciation, and maintenance & repair costs, before making a decision. A precise inspection of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the best choice between leasing and buying a new car or truck.

pros and cons of leasing vs buying a new car

Monthly Payments

Car, truck, or SUV lease payments are often times less expensive compared to car financing and loan payments as the typical lease layout is basically renting with the option to purchase at the end of your lease term. Consider when leasing that you will need a healthy credit score, and will be required to carry comprehensive and collision insurance, although the same can be said for the lowest rate auto loans. Though it may add to your monthly payments, it’s also better to choose a model with the features you want or need, as personal satisfaction is often priceless.

why leasing a car is smart

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It’s important to remember this when projecting monthly costs of leasing vs ownership. No matter which make and model you choose, mechanic bills are an uncertain cost that can quickly add up. And for those of us who aren’t certified mechanics with a full toolset and hydraulic jack in the garage, leasing is likely the best option for peace of mind.

analysis of lease vs finance a car

Investment vs Savings

Generally speaking, a new vehicle lease saves money in the short term with lower monthly payments, while buying gets you a long term investment, meaning full ownership of the value of the car at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For the best investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available


Chrysler Jeep Dodge Ram Lease and Finance Offers In Tulsa OK

South Pointe Chrysler Jeep Dodge Ram knows that choosing the right Chrysler Jeep Dodge Ram car and financing option is never easy. Our team of experienced Chrysler Jeep Dodge Ram lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Tulsa, OK. We look forward to serving you.

The Time to Make a Decision Is Now:

Ask yourself this: do you love changing your car often and hate a huge upfront payment? Customers who love new cars every few years and don’t like paying a significantly high amount every month or hate the idea of a longer finance term may like the idea of leasing a vehicle. South Pointe Chrysler Jeep Dodge Ram lease deals offer a flexible lease term option, so customers can make an educated decision while choosing a lease deal.

If your answer is “no” to the above question, then purchasing a car is your best option. Once you have settled on the CJDR model you want, check out our specials, lease deals, and all current offers to see what works best for you. We offer a variety of incentives, that are updated monthly, for both leasing and car buying financing option. We recommend customers to contact our local dealers to learn more about the ongoing offers available in their location.

No matter what you choose: lease or buy, our sales experts will assist you all through your new car purchase or leasing journey. Call us or contact us when you are ready and we’ll put our expertise to work for you.




Lease vs Buy Chrysler Jeep Dodge Ram In Tulsa OK | South Pointe Chrysler Jeep Dodge Ram


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7 Matching Vehicles Found

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JeepWave
South Pointe Chrysler Jeep Dodge Ram (www.southpointcjd.com) is excited to offer this 2021 Jeep Wrangler Unlimited Rubicon This Jeep includes: QUICK ORDER PACKAGE 26R ENGINE: 3.0L V6 TURBO DIESEL W/ESS G3 Diesel Fuel V6 Cylinder Engine Turbocharged SNAZZBERRY PEARLCOAT FRONT LICENSE PLATE BRACKET MANUFACTURER'S STATEMENT OF ORIGIN REMOTE START SYSTEM Remote Engine Start 8.4 RADIO WiFi Hotspot HD Radio Navigation System Auto-Dimming Rearview Mirror AM/FM Stereo Satellite Radio Bluetooth Connection Premium Sound System Telematics Requires Subscription MOPAR HARDTOP HEADLINER REMOTE PROXIMITY KEYLESS ENTRY Keyless Start Power Door Locks Keyless Entry TRANSMISSION: 8-SPEED AUTOMATIC (8HP75) 8-Speed A/T Transmission w/Dual Shift Mode A/T BLACK 3-PIECE HARD TOP Targa Roof Rear Defrost Convertible Hardtop BODY COLOR FENDER FLARES TRAILER TOW Tow Hitch *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Jeep Wrangler Unlimited Rubicon is the vehicle for you. You appreciate the finer things in life, the vehicle you drive should not be the exception. Style, performance, sophistication is in a class of its own with this stunning Jeep Wrangler Unlimited Rubicon. Simply put, this Four Wheel Drive is engineered with higher standards. Enjoy improved traction and safety while driving this 4WD Jeep Wrangler Unlimited Rubicon. Where do you need to go today? Just punch it into the on-board navigation system and hit the road. Tax, title, license and dealer fees (unless itemized above) are extra. Not available with special finance or lease offers. While we make every effort to ensure the data listed here is correct, there may be instances where some of the pricing, options or vehicle features may be listed incorrectly as we get data from multiple data sources. Please confirm the details of this vehicle with the dealer to ensure its accuracy. Dealer cannot be held liable for data that is listed incorrectly. Every vehicle purchase will be charged a $499 ADP and Processing fee or Doc fee. All prices include a discount for financing with the dealer to help us manage our customer portfolio with our lenders. Tax, title, license (unless itemized above) are extra. Not available with special finance, lease and some other offers. Dealer installed options and accessories cost extra. We do our best to add all dealer installed accessories to the vehicle pricing and update pictures. We do add accessories to units out of our inventory. We do Mopar lifts on Jeeps and Trucks, level kits, Wheels, Tires, and other accessories. All of these accessories add to the pricing of the vehicle. We do have a dealer installed Pro Package on every new vehicle. It includes window tint, wheel locks, life-time nitrogen for your tires, and Mopar all-season floor mats. The Pro Package is a great package for our customers. Most every client wants window tint, and we have in installed for you. The wheel locks are to help you from having your wheels and tires stolen. The nitrogen is better for your tires than oxygen. Nitrogen will not expand with warmer or cooler weather. Keeping your TPMS sensors working correctly. Nitrogen is lighter than oxygen and helps you in achieving better fuel economy. Nitrogen also is know to help your tires last longer. The all-season floor mats from Mopar are made specifically for the Chrysler Dodge Jeep Ram vehicle that you purchase. These Mopar all-season mats will keep the interior of your vehicle cleaner and nicer looking than any other mats on the market.
 
JeepWave
South Pointe Chrysler Jeep Dodge Ram (www.southpointcjd.com) is excited to offer this 2021 Jeep Wrangler 4xe Unlimited Sahara This Jeep includes: REMOTE PROXIMITY KEYLESS ENTRY Keyless Start Power Door Locks Keyless Entry TRANSMISSION: 8-SPEED AUTO 8P75PH PHEV (STD) 8-Speed A/T Transmission w/Dual Shift Mode A/T ENGINE: 2.0L I4 DOHC DI TURBO PHEV (STD) 4 Cylinder Engine Turbocharged Plug-In Electric/Gas DARK SADDLE/BLACK, LEATHER TRIMMED SEATS W/SAHARA LOGO Leather Seats Bucket Seats QUICK ORDER PACKAGE 29P GRANITE CRYSTAL METALLIC CLEARCOAT COLD WEATHER GROUP Remote Engine Start Heated Steering Wheel Heated Front Seat(s) BODY COLOR 3-PIECE HARD TOP Targa Roof Rear Defrost Convertible Hardtop *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Jeep Wrangler 4xe Unlimited Sahara is the vehicle for you. You deserve a vehicle designed for higher expectations. This Jeep Wrangler 4xe Unlimited Sahara delivers with a luxurious, well-appointed interior and world-class engineering. Taking the road less traveled has never been more fun than with this 4WD. With improved performance, mileage and acceleration, this 2021 4WD Jeep Wrangler 4xe Unlimited Sahara is king of the off-road. Marked by excellent quality and features with unmistakable refined leather interior that added value and class to the Jeep Wrangler 4xe Unlimited Sahara. Tax, title, license and dealer fees (unless itemized above) are extra. Not available with special finance or lease offers. While we make every effort to ensure the data listed here is correct, there may be instances where some of the pricing, options or vehicle features may be listed incorrectly as we get data from multiple data sources. Please confirm the details of this vehicle with the dealer to ensure its accuracy. Dealer cannot be held liable for data that is listed incorrectly. Every vehicle purchase will be charged a $499 ADP and Processing fee or Doc fee. All prices include a discount for financing with the dealer to help us manage our customer portfolio with our lenders. Tax, title, license (unless itemized above) are extra. Not available with special finance, lease and some other offers. Dealer installed options and accessories cost extra. We do our best to add all dealer installed accessories to the vehicle pricing and update pictures. We do add accessories to units out of our inventory. We do Mopar lifts on Jeeps and Trucks, level kits, Wheels, Tires, and other accessories. All of these accessories add to the pricing of the vehicle. We do have a dealer installed Pro Package on every new vehicle. It includes window tint, wheel locks, life-time nitrogen for your tires, and Mopar all-season floor mats. The Pro Package is a great package for our customers. Most every client wants window tint, and we have in installed for you. The wheel locks are to help you from having your wheels and tires stolen. The nitrogen is better for your tires than oxygen. Nitrogen will not expand with warmer or cooler weather. Keeping your TPMS sensors working correctly. Nitrogen is lighter than oxygen and helps you in achieving better fuel economy. Nitrogen also is know to help your tires last longer. The all-season floor mats from Mopar are made specifically for the Chrysler Dodge Jeep Ram vehicle that you purchase. These Mopar all-season mats will keep the interior of your vehicle cleaner and nicer looking than any other mats on the market.
 
JeepWave
Bright White Clear-Coat Exterior Paint,Tupelo / Black Interior Colors,Advanced ProTech Group IV,Luxury Tech Group V,50 State Emissions,8-Speed Automatic 850RE Transmission,Customer Preferred Package 22U,3.6L V6 24V VVT Engine w/ESS,7.5 Additional Gallons of Gas,Customer Preferred Package 2TU,Driver Air Bag,Passenger Air Bag,Passenger Air Bag On/Off Switch,Front Side Air Bag,Front Head Air Bag,Rear Head Air Bag,Climate Control,Multi-Zone A/C,A/C,Rear A/C,Security System,AM/FM Stereo,ABS,4-Wheel Disc Brakes,Cruise Control,Rear Defrost,Child Safety Locks,Four Wheel Drive,V6 Cylinder Engine,Floor Mats,Gasoline Fuel,Daytime Running Lights,Keyless Entry,Power Door Locks,Heated Mirrors,Power Mirror(s),Navigation System,3rd Row Seat,Power Driver Seat,Power Passenger Seat,Bucket Seats,Power Steering,Adjustable Steering Wheel,Tires - Front Performance,Tires - Rear Performance,Conventional Spare Tire,Traction Control,Aluminum Wheels,Power Windows,Intermittent Wipers,A/T,Generic Sun/Moonroof,Premium Sound System,Air Suspension,Panoramic Roof,Satellite Radio,MP3 Player,Fog Lamps,Heated Front Seat(s),Privacy Glass,Variable Speed Intermittent Wipers,Rain Sensing Wipers,Steering Wheel Audio Controls,Engine Immobilizer,Automatic Headlights,Woodgrain Interior Trim,Auto-Dimming Rearview Mirror,Integrated Turn Signal Mirrors,Driver Vanity Mirror,Passenger Vanity Mirror,Driver Illuminated Vanity Mirror,Passenger Illuminated Visor Mirror,Mirror Memory,Seat Memory,Leather Steering Wheel,Active Suspension,Rear Spoiler,Transmission w/Dual Shift Mode,Remote Trunk Release,Tire Pressure Monitor,Trip Computer,Universal Garage Door Opener,Bluetooth Connection,Telematics,8-Speed A/T,Remote Engine Start,Power Liftgate,Stability Control,Brake Assist,Keyless Start,Auxiliary Audio Input,Heated Rear Seat(s),Cooled Front Seat(s),Cargo Shade,Power Folding Mirrors,HD Radio,Passenger Air Bag Sensor,Blind Spot Monitor,Headlights-Auto-Leveling,Lane Departure Warning,Knee Air Bag,Hands-Free Liftgate,Automatic Parking,Heated Steering Wheel,Lane Keeping Assist,WiFi Hotspot,Seat-Massage,Adaptive Cruise Control,Smart Device Integration,Aerial View Display System,Front Collision Mitigation,Automatic Highbeams,LED Headlights,Requires Subscription,Driver Monitoring,Rear Collision Mitigation
 
JeepWave
Bob Howard Chrysler Jeep Dodge Ram (www.bobhowardcjd.com) is excited to offer this 2021 Jeep Cherokee Latitude Lux with 15 miles Want more room? Want more style? This Jeep Cherokee Latitude Lux is the vehicle for you. Look no further, you have found exactly what you've been looking for. You can finally stop searching... You've found the one you've been looking for. The Jeep Cherokee Latitude Lux will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character.
 
Sarge Green Clear-Coat Exterior Paint,Black Interior Color,Popular Equipment Package,Hardtop Headliner by Mopar®,50 State Emissions,3.6L V6 24V VVT Engine w/ESS,8-Speed Automatic 850RE Transmission,Customer Preferred Package 24G,Remote-Start System,Spray-In Bedliner by Mopar®,4 Additional Gallons of Gas,Customer Preferred Package 2TG,Driver Air Bag,Passenger Air Bag,Front Side Air Bag,Climate Control,Multi-Zone A/C,A/C,Security System,AM/FM Stereo,ABS,4-Wheel Disc Brakes,Cruise Control,Child Safety Locks,Four Wheel Drive,V6 Cylinder Engine,Floor Mats,Gasoline Fuel,Daytime Running Lights,Keyless Entry,Power Door Locks,Heated Mirrors,Power Mirror(s),Navigation System,Running Boards/Side Steps,Pass-Through Rear Seat,Bucket Seats,Power Steering,Adjustable Steering Wheel,Conventional Spare Tire,Traction Control,Aluminum Wheels,Power Windows,Intermittent Wipers,Premium Sound System,Rollover Protection Bars,Satellite Radio,MP3 Player,Fog Lamps,Privacy Glass,Variable Speed Intermittent Wipers,Steering Wheel Audio Controls,Engine Immobilizer,Automatic Headlights,Auto-Dimming Rearview Mirror,Driver Vanity Mirror,Passenger Vanity Mirror,Driver Illuminated Vanity Mirror,Passenger Illuminated Visor Mirror,Driver Adjustable Lumbar,Leather Steering Wheel,Tow Hitch,Tow Hooks,Tire Pressure Monitor,Trip Computer,Universal Garage Door Opener,Bluetooth Connection,Telematics,Back-Up Camera,Stability Control,Brake Assist,Keyless Start,Auxiliary Audio Input,HD Radio,Rear Bench Seat,Passenger Air Bag Sensor,Brake Actuated Limited Slip Differential,Smart Device Integration,Requires Subscription
 
Bob Howard Chrysler Jeep Dodge Ram (www.bobhowardcjd.com) is excited to offer this 2022 Jeep Grand Cherokee L Overland with 5 miles This Jeep includes: MONOTONE PAINT APPLICATION LUXURY TECH GROUP IV Multi-Zone A/C Seat-Massage A/C Climate Control Seat Memory Auto-Dimming Rearview Mirror Power Passenger Seat Power Driver Seat ROCKY MOUNTAIN PEARLCOAT ENGINE: 3.6L V6 24V VVT UPG V6 Cylinder Engine Gasoline Fuel RADIO: UCONNECT 5 NAV HD Radio Navigation System AM/FM Stereo Satellite Radio Bluetooth Connection Premium Sound System Requires Subscription QUICK ORDER PACKAGE 22N TRANSMISSION: 8-SPEED AUTOMATIC (850RE) (STD) 8-Speed A/T Transmission w/Dual Shift Mode A/T GLOBAL BLACK, NAPPA LEATHER SEATS (TL) Leather Seats Bucket Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Jeep Grand Cherokee L Overland is the vehicle for you. You deserve a vehicle designed for higher expectations. This Jeep Grand Cherokee L Overland delivers with a luxurious, well-appointed interior and world-class engineering. Handle any terrain with ease thanks to this grippy 4WD. Whether you're on a slick pavement or exploring the back country, you'll be able to do it with confidence. Put away your phone and focus on the road, your new vehicle has navigation. Marked by excellent quality and features with unmistakable refined leather interior that added value and class to the Jeep Grand Cherokee L Overland.
 
Sarge Green Clear-Coat Exterior Paint,Black Interior Color,Trailer-Tow Package,Black Freedom Top® 3-Piece Hard Top,50 State Emissions,8-Speed Automatic 850RE Transmission,Customer Preferred Package 24K,3.6L V6 24V VVT Engine w/ESS,4 Additional Gallons of Gas,Customer Preferred Package 2TK,Willys Sport Discount,Driver Air Bag,Passenger Air Bag,Front Side Air Bag,A/C,AM/FM Stereo,ABS,4-Wheel Disc Brakes,Cruise Control,Locking/Limited Slip Differential,Child Safety Locks,Four Wheel Drive,V6 Cylinder Engine,Gasoline Fuel,Pass-Through Rear Seat,Cloth Seats,Bucket Seats,Power Steering,Adjustable Steering Wheel,Tires - Front All-Terrain,Tires - Rear All-Terrain,Conventional Spare Tire,Traction Control,Aluminum Wheels,Intermittent Wipers,Rollover Protection Bars,MP3 Player,Fog Lamps,Privacy Glass,Variable Speed Intermittent Wipers,Steering Wheel Audio Controls,Engine Immobilizer,Driver Vanity Mirror,Passenger Vanity Mirror,Driver Adjustable Lumbar,Tow Hitch,Tow Hooks,Tire Pressure Monitor,Trip Computer,Bluetooth Connection,Telematics,Back-Up Camera,Stability Control,Brake Assist,Keyless Start,Auxiliary Audio Input,Rear Bench Seat,Convertible Soft Top,Passenger Air Bag Sensor,Smart Device Integration,Requires Subscription
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with South Pointe Chrysler Dodge Jeep Ram.

New vehicle pricing includes all offers and incentives. Must finance with dealer to be applicable for all discounts and rebates.Tax, Title, and License as well as Dealer Installed Options are not included in vehicle pricing and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (918) 584-1481 or by visiting us at the dealership. Residency restrictions apply. See dealer for details.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

*Number of views in last 30 days

† Based on 2019 EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with South Pointe Chrysler Dodge Jeep Ram.

New vehicle pricing includes all offers and incentives. Must finance with dealer to be applicable for all discounts and rebates.Tax, Title, and License as well as Dealer Installed Options are not included in vehicle pricing and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (918) 584-1481 or by visiting us at the dealership. Residency restrictions apply. See dealer for details.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

*Number of views in last 30 days

† Based on 2019 EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.


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(918) 584-1481

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9240 S Memorial Dr • Tulsa, OK 74133

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Open Today! Service: 7am-7pm

  • No Charge Worry-Free Maintenance
  • Confidence with Vehicle Protection
  • Dedicated 24/7 Owner Support
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  • No Charge Worry-Free Maintenance
  • Confidence with Vehicle Protection
  • Dedicated 24/7 Owner Support
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  • This vehicle is being built now. Contact dealer to reserve this vehicle and discuss options for locking in pricing and eligible incentives.
  • Vehicles identified as “Being Built” are pre-production vehicles that are not yet on the dealer’s lot or in transit. Pre-production computer-generated images may be shown and may not be representative of the vehicle listed.
  • MSRP for standard equipment plus optional equipment listed. Vehicle delivery date and other vehicle information, including pricing and incentives, are subject to change until the vehicle build is complete.
  • MSRP excludes additional charges including without limitation any delivery fees, government fees and taxes, title and registration fees, finance, filing and processing charges, emission testing charge, accessories and upfits.
  • No Charge Worry-Free Maintenance
  • Confidence with Vehicle Protection
  • Dedicated 24/7 Owner Support
  • VIP Access to Jeep Brand Events
  • Five year coverage on retail purchases
South Pointe Chrysler Dodge Jeep Ram 36.0286658, -95.887835.