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9240 S Memorial Dr., Tulsa, OK, 74133

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Leasing vs Buying a New Car

Leasing vs Buying a New Car

Why Lease a New Car?

If you prefer to drive newer, safer, more reliable vehicles, but prefer not pay a sizeable down payment every 3-4 years, and also don’t drive an enormous amount of miles every year, then a new car lease may be the right choice for you. Leasing is better for those who would prefer to avert the hassle of selling and buying every time they want to drive a new vehicle.

Why Buy a New Car?

On the other hand, if you want long term relationships with a greater sense of ownership and commitment, then buying may be what’s ideal for you. Car-buying is typically best for people who do not mind driving the same car or truck for more than five years or even until it’s no longer suitable for the freeway.

Lease vs Buy: Which Is Right for You?

Being aware of the pros, cons, and overall benefits of leasing vs buying a car, truck, or SUV is imperative. Be sure to acknowledge factors such as vehicle ownership, monthly payments, repair costs, and potential savings when considering the best new car or truck financing type for you.

Buying: Ownership vs Leasing

When considering vehicle financing, new car or truck ownership certainly comes along with many well-known advantages, most associated with absolute ownership of the car, truck or SUV. You may not realize, however, there are also some nice advantages to leasing, as well. It’s important to consider all financial aspects including interest rate, down payment, monthly payments, term length, buyout payments, depreciation, and maintenance & repair costs, before making a decision. A precise inspection of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the best choice between leasing and buying a new car or truck.

pros and cons of leasing vs buying a new car

Monthly Payments

Car, truck, or SUV lease payments are often times less expensive compared to car financing and loan payments as the typical lease layout is basically renting with the option to purchase at the end of your lease term. Consider when leasing that you will need a healthy credit score, and will be required to carry comprehensive and collision insurance, although the same can be said for the lowest rate auto loans. Though it may add to your monthly payments, it’s also better to choose a model with the features you want or need, as personal satisfaction is often priceless.

why leasing a car is smart

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It’s important to remember this when projecting monthly costs of leasing vs ownership. No matter which make and model you choose, mechanic bills are an uncertain cost that can quickly add up. And for those of us who aren’t certified mechanics with a full toolset and hydraulic jack in the garage, leasing is likely the best option for peace of mind.

analysis of lease vs finance a car

Investment vs Savings

Generally speaking, a new vehicle lease saves money in the short term with lower monthly payments, while buying gets you a long term investment, meaning full ownership of the value of the car at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For the best investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available


Chrysler Jeep Dodge Ram Lease and Finance Offers In Tulsa OK

South Pointe Chrysler Jeep Dodge Ram knows that choosing the right Chrysler Jeep Dodge Ram car and financing option is never easy. Our team of experienced Chrysler Jeep Dodge Ram lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Tulsa, OK. We look forward to serving you.

The Time to Make a Decision Is Now:

Ask yourself this: do you love changing your car often and hate a huge upfront payment? Customers who love new cars every few years and don’t like paying a significantly high amount every month or hate the idea of a longer finance term may like the idea of leasing a vehicle. South Pointe Chrysler Jeep Dodge Ram lease deals offer a flexible lease term option, so customers can make an educated decision while choosing a lease deal.

If your answer is “no” to the above question, then purchasing a car is your best option. Once you have settled on the CJDR model you want, check out our specials, lease deals, and all current offers to see what works best for you. We offer a variety of incentives, that are updated monthly, for both leasing and car buying financing option. We recommend customers to contact our local dealers to learn more about the ongoing offers available in their location.

No matter what you choose: lease or buy, our sales experts will assist you all through your new car purchase or leasing journey. Call us or contact us when you are ready and we’ll put our expertise to work for you.




Lease vs Buy Chrysler Jeep Dodge Ram In Tulsa OK | South Pointe Chrysler Jeep Dodge Ram


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Google Sep 30, 2020
 
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Google Sep 30, 2020
 

Isaac DeFord was great . We came in to look at a Jeep Cherokee, even though we were unsure if we were going to buy that day, he took his time and was very helpful, extremely accommodating, and very friendly. We decided on a Challenger after deciding the Jeep wasn’t for us.

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6 Matching Vehicles Found

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We are excited to offer this 2020 Jeep Grand Cherokee. This Jeep includes: BRIGHT WHITE CLEARCOAT POWER SUNROOF Generic Sun/Moonroof Sun/Moonroof FRONT LICENSE PLATE BRACKET PROTECH II Lane Departure Warning Lane Keeping Assist Brake Assist QUICK ORDER PACKAGE 2BZ ALTITUDE WiFi Hotspot Remote Engine Start HD Radio Heated Steering Wheel Auto-Dimming Rearview Mirror Universal Garage Door Opener Security System Power Driver Seat Heated Front Seat(s) Satellite Radio Power Liftgate Telematics Requires Subscription Driver Adjustable Lumbar Remote Trunk Release MP3 Player TRANSMISSION: 8-SPEED AUTOMATIC (850RE) (STD) 8-Speed A/T Transmission w/Dual Shift Mode A/T ENGINE: 3.6L V6 24V VVT UPG V6 Cylinder Engine Gasoline Fuel *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Jeep Grand Cherokee Altitude is the vehicle for you. Handle any terrain with ease thanks to this grippy 4WD. Whether you're on a slick pavement or exploring the back country, you'll be able to do it with confidence. Based on the superb condition of this vehicle, along with the options and color, this Jeep Grand Cherokee Altitude is sure to sell fast. Tax, title, license and dealer fees (unless itemized above) are extra. Not available with special finance or lease offers. While we make every effort to ensure the data listed here is correct, there may be instances where some of the pricing, options or vehicle features may be listed incorrectly as we get data from multiple data sources. Please confirm the details of this vehicle with the dealer to ensure its accuracy. Dealer cannot be held liable for data that is listed incorrectly. Every vehicle purchase will be charged a $499 ADP and Processing fee or Doc fee. All prices include a discount for financing with the dealer to help us manage our customer portfolio with our lenders. Tax, title, license (unless itemized above) are extra. Not available with special finance, lease and some other offers. Dealer installed options and accessories cost extra. We do our best to add all dealer installed accessories to the vehicle pricing and update pictures. We do add accessories to units out of our inventory. We do Mopar lifts on Jeeps and Trucks, level kits, Wheels, Tires, and other accessories. All of these accessories add to the pricing of the vehicle. We do have a dealer installed Pro Package on every new vehicle. It includes window tint, wheel locks, life-time nitrogen for your tires, and Mopar all-season floor mats. The Pro Package is a great package for our customers. Most every client wants window tint, and we have in installed for you. The wheel locks are to help you from having your wheels and tires stolen. The nitrogen is better for your tires than oxygen. Nitrogen will not expand with warmer or cooler weather. Keeping your TPMS sensors working correctly. Nitrogen is lighter than oxygen and helps you in achieving better fuel economy. Nitrogen also is know to help your tires last longer. The all-season floor mats from Mopar are made specifically for the Chrysler Dodge Jeep Ram vehicle that you purchase. These Mopar all-season mats will keep the interior of your vehicle cleaner and nicer looking than any other mats on the market.
 
We are excited to offer this 2020 Jeep Renegade. This Jeep includes: MANUFACTURER'S STATEMENT OF ORIGIN ENGINE: 2.4L I4 ZERO EVAP M-AIR (STD) 4 Cylinder Engine Gasoline Fuel QUICK ORDER PACKAGE 2XB SAFETY & SECURITY GROUP II Cargo Shade Variable Speed Intermittent Wipers Intermittent Wipers Security System Blind Spot Monitor Cross-Traffic Alert Rain Sensing Wipers TRANSMISSION: 9-SPEED 948TE AUTOMATIC (STD) Transmission w/Dual Shift Mode A/T 9-Speed A/T STING-GRAY CLEARCOAT *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Jeep Renegade Latitude is the vehicle for you. This is the one. Just what you've been looking for. There is no reason why you shouldn't buy this Jeep Renegade Latitude. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Ram 1500. This Ram includes: TRANSMISSION: 8-SPEED AUTOMATIC (8HP75) 8-Speed A/T Transmission w/Dual Shift Mode A/T MANUFACTURER'S STATEMENT OF ORIGIN BODY COLOR BUMPER GROUP ANTI-SPIN DIFFERENTIAL REAR AXLE Locking/Limited Slip Differential TRAILER BRAKE CONTROL DELMONICO RED PEARLCOAT WHEELS: 22 Tires - Front Performance Aluminum Wheels Tires - Rear Performance ENGINE: 5.7L V8 HEMI MDS VVT ETORQUE Gas/Electric Hybrid 8 Cylinder Engine DUAL-PANE PANORAMIC SUNROOF Panoramic Roof Generic Sun/Moonroof Sun/Moonroof QUICK ORDER PACKAGE 27M LIMITED LIMITED LEVEL 1 EQUIPMENT GROUP Cooled Rear Seat(s) Heated Rear Seat(s) Lane Departure Warning Automatic Parking Lane Keeping Assist Adaptive Cruise Control Premium Sound System *Note - For third party subscriptions or services, please contact the dealer for more information.* There's a level of quality and refinement in this Ram 1500 Limited that you won't find in your average vehicle. The look is unmistakably Ram, the smooth contours and cutting-edge technology of this Ram 1500 Limited will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Ram 1500 Limited is sure to sell fast. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Jeep Grand Cherokee. This Jeep includes: ENGINE: 3.6L V6 24V VVT UPG V6 Cylinder Engine Gasoline Fuel DUAL-PANE PANORAMIC SUNROOF Panoramic Roof Generic Sun/Moonroof Sun/Moonroof FRONT LICENSE PLATE BRACKET VELVET RED PEARLCOAT TRANSMISSION: 8-SPEED AUTOMATIC (850RE) (STD) 8-Speed A/T Transmission w/Dual Shift Mode A/T QUICK ORDER PACKAGE 2BG LIMITED Fog Lamps Automatic Headlights Transmission w/Dual Shift Mode Daytime Running Lights Woodgrain Interior Trim HID headlights PROTECH II Variable Speed Intermittent Wipers Lane Departure Warning Automatic Parking Lane Keeping Assist Intermittent Wipers Brake Assist Adaptive Cruise Control Cruise Control Rain Sensing Wipers *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. This is the one. Just what you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Ram 2500. This Ram includes: ANTI-SPIN DIFFERENTIAL REAR AXLE Locking/Limited Slip Differential OFF ROAD PACKAGE Tow Hooks QUICK ORDER PACKAGE 2HH LARAMIE MONOTONE PAINT RADIO: UCONNECT 12.0 W/NAVIGATION Remote Engine Start HD Radio Navigation System AM/FM Stereo Satellite Radio Bluetooth Connection Telematics Requires Subscription TRANSMISSION: 6-SPEED AUTOMATIC (68RFE) Transmission w/Dual Shift Mode A/T 6-Speed A/T ENGINE: 6.7L I6 CUMMINS TURBO DIESEL Diesel Fuel Tow Hooks Straight 6 Cylinder Engine Turbocharged TOWING TECHNOLOGY GROUP Integrated Turn Signal Mirrors Mirror Memory Power Mirror(s) Back-Up Camera Heated Mirrors Blind Spot Monitor Power Folding Mirrors Cross-Traffic Alert CLEARANCE LAMPS PEARL WHITE NIGHT EDITION Integrated Turn Signal Mirrors Mirror Memory Aluminum Wheels Power Mirror(s) Heated Mirrors Tires - Rear All-Terrain Power Folding Mirrors Tires - Front All-Terrain LARAMIE LEVEL 1 EQUIPMENT GROUP Variable Speed Intermittent Wipers Integrated Turn Signal Mirrors Mirror Memory Cooled Front Seat(s) Power Mirror(s) Intermittent Wipers Seat Memory Heated Mirrors Heated Front Seat(s) Adjustable Pedals Blind Spot Monitor Power Folding Mirrors Cross-Traffic Alert Rain Sensing Wipers MANUFACTURER'S STATEMENT OF ORIGIN *Note - For third party subscriptions or services, please contact the dealer for more information.* You appreciate the finer things in life, the vehicle you drive should not be the exception. Style, performance, sophistication is in a class of its own with this stunning Ram 2500 Laramie. Take home this Ram 2500 Laramie, and you will have the power of 4WD. It's a great feature when you need to drive over tricky terrain or through inclement weather. This Ram 2500 Laramie is equipped with navigation, so you no longer have to wonder if you're headed in the right direction. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Chrysler 300. This Chrysler includes: ENGINE: 3.6L V6 24V VVT (STD) V6 Cylinder Engine Gasoline Fuel GLOSS BLACK QUICK ORDER PACKAGE 2EE SPORT APPEARANCE PACKAGE Temporary Spare Tire Tires - Front Performance Aluminum Wheels Tires - Rear Performance TRANSMISSION: 8-SPEED AUTOMATIC 8HP50 (STD) 8-Speed A/T Transmission w/Dual Shift Mode A/T MANUFACTURER'S STATEMENT OF ORIGIN *Note - For third party subscriptions or services, please contact the dealer for more information.* Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with South Pointe Chrysler Dodge Jeep Ram.

New vehicle pricing includes all offers and incentives. Must finance with dealer to be applicable for all discounts and rebates.Tax, Title, and License as well as Dealer Installed Options are not included in vehicle pricing and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (918) 584-1481 or by visiting us at the dealership. Residency restrictions apply. See dealer for details.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

*Number of views in last 30 days

† Based on 2019 EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with South Pointe Chrysler Dodge Jeep Ram.

New vehicle pricing includes all offers and incentives. Must finance with dealer to be applicable for all discounts and rebates.Tax, Title, and License as well as Dealer Installed Options are not included in vehicle pricing and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (918) 584-1481 or by visiting us at the dealership. Residency restrictions apply. See dealer for details.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

*Number of views in last 30 days

† Based on 2019 EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.


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(918) 584-1481

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9240 S Memorial Dr. • Tulsa, OK 74133

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Today's Hours:

Open Today! Sales: 9am-9pm

Open Today! Service: 7am-7pm

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  • No Charge Worry-Free Maintenance
  • Confidence with Vehicle Protection
  • Dedicated 24/7 Owner Support
  • VIP Access to Ram Brand Events
South Pointe Chrysler Dodge Jeep Ram 36.0286658, -95.887835.